Understanding Your Credit Score (FICO®)

Fair, Isaac, and Co. are the San Rafael, California Company founded in 1956 by Bill Fair and Earl Isaac. They pioneered the field of credit scoring for financial companies. They have expanded their enterprise to cover decision systems, analytics, and consulting. Every credit agency, and most lenders, calculate your credit score using software from FICO® …

Credit Repair Secrets

How To Have (And Maintain) Perfect Credit Roughly 1% of the population has perfect credit, i.e. a FICO score of 850 (on a scale of 300 to 850). Folks with such a high credit score all have the following traits in common: Between four and six revolving accounts (this means credit cards). At least one …